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If I File for Bankruptcy, Can They Take My SSI (Supplemental Security Income)?

with 2 comments

Joe EscalanteMr. Escalante,

I can’t pay any more of my credit card bills and need to file bankruptcy. I need help. They can’t take away my SSI, can they? My SSI is direct deposited in my bank.

Thank you, Sir.

Stormy Storms


Barely Legal Radio w/ Joe Escalante

They can’t attach that income to pay credit card debts under federal law. However, don’t let the income sit in your bank account for too long. I believe the federal law passed in 2011 requires the banks to protect this income for 2 months or something like that, but if it sits in there for too long, someone could perhaps get to it.

Only a few things like child support, spousal support, and some federal taxes can be taken out of SSI payments.

Good luck, Stormy Storms.

Attorney Joe Escalante answers your legal questions for free on our Facebook page every Tuesday and Friday at 10 a.m. PT.


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June 23rd, 2014 at 10:11 am